Guides

Clear explanations of Singapore property rules, processes, and financial considerations. Complex topics made simple.

HDBHDB Basics

Compare the pros and cons of public and private housing in Singapore. Understand eligibility, costs, and lifestyle differences.

Everything you need to know about the 5-year MOP rule, including exceptions and what happens if you want to sell early.

Citizenship, age, income, and ownership requirements for buying HDB flats. Includes special schemes for singles and families.

A comprehensive guide to CPF Housing Grants for resale flats: EHG, FHG, PHG, and how to calculate your eligibility.

Step-by-step guide to buying a private condominium, from booking to completion. Includes timeline and costs breakdown.

Detailed breakdown of Additional Buyer's Stamp Duty rates for citizens, PRs, and foreigners. Includes examples and calculations.

Understanding SSD when selling property within the holding period. Rates, calculations, and strategies to minimise impact.

Compare HDB concessionary loans vs bank loans. Understand LTV, MSR, TDSR, and determine which loan is right for you.

Understand the debt servicing ratios that determine how much you can borrow. Includes calculation examples.

Complete guide to Buyer's Stamp Duty, including tiered rates and how to calculate for different property values.

How to use your CPF Ordinary Account for property: withdrawal limits, housing grants, and refinancing considerations.