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Affordability Calculator
Estimate how much you can borrow and the property price range you can afford.
Include car loans, credit card minimums, other property loans, etc.
Current bank rates are around 3-4%. Use 2.6% for HDB concessionary loan.
Important Notes
- • TDSR (Total Debt Servicing Ratio) limits monthly debt to 55% of income.
- • HDB loans are subject to MSR (Mortgage Servicing Ratio) of 30%.
- • Bank loans are limited to 75% LTV (Loan-to-Value).
- • This is a simplified estimate. Consult a bank or HDB for actual assessments.